What tax year does this use?

It uses the 2025 IRS federal tax brackets (Rev. Proc. 2024-40), the 2025 standard deduction, and current state effective rates. These are the most recently published official IRS figures.

Does it account for credits like EITC or Child Tax Credit?

No — this is a quick estimator based on income, filing status, withholding, and state. Credits, itemized deductions, and adjustments can change your actual refund significantly.

No. The calculator runs entirely in your browser. Nothing is uploaded or stored.

How is the Texas state tax refund calculated?

Texas has no state income tax on wages, so your refund comes entirely from your federal withholding versus federal tax owed.

When will I receive my 2026 refund for Texas?

Most IRS federal refunds arrive within 21 days of e-filing with direct deposit. Texas state refunds typically take 2–8 weeks depending on filing method and state processing volume.

Does this estimator include Texas credits and deductions?

No — it's a quick estimate using the 2025 federal brackets, the standard deduction, and an effective state rate. Credits like EITC, Child Tax Credit, or Texas-specific credits can change your actual refund.

Calculators/Texas Tax Refund Calculator (2026)

Texas Tax Refund Calculator (2026)

Estimate your 2025 IRS federal and Texas state tax refund. Texas has no state income tax — refund estimates are federal-only.

Reviewed by the US Finance Tools Hub editorial team · Last reviewed June 24, 2025

Educational estimate only — not tax, legal, or financial advice. Confirm with a licensed professional.

Inputs

Step 1

Annual income

Filing status

State

Total withholding (federal + state)

Results

Step 2

Estimated refund

$886

Taxable income: $60,000
Federal tax: $8,114
State tax (est.): $0
Total tax: $8,114

Standard deduction for Single: $15,000. Estimates only.

About taxes in Texas

Texas is one of a handful of US states with no personal income tax on wages. Residents only pay federal income tax, Social Security, and Medicare on their paychecks, which usually means a larger take-home pay relative to high-tax states. This calculator uses 2025 IRS brackets (Rev. Proc. 2024-40) and the standard deduction. For exact figures, consult the Texas Department of Revenue and IRS Publication 17.

Frequently asked questions

How is the Texas state tax refund calculated?: Texas has no state income tax on wages, so your refund comes entirely from your federal withholding versus federal tax owed.
When will I receive my 2026 refund for Texas?: Most IRS federal refunds arrive within 21 days of e-filing with direct deposit. Texas state refunds typically take 2–8 weeks depending on filing method and state processing volume.
Does this estimator include Texas credits and deductions?: No — it's a quick estimate using the 2025 federal brackets, the standard deduction, and an effective state rate. Credits like EITC, Child Tax Credit, or Texas-specific credits can change your actual refund.